Get a mortgage with confidence
We help you understand your budget, compare options, and get pre-approved so you can move forward with clarity.
Why choose Heavenly home loans?
Competitive rates
Drag, connect, and set up workflows on a clear visual canvas no code needed.
Competitive rates
Drag, connect, and set up workflows on a clear visual canvas no code needed.
Flexible Payments
Choose flexible and affordable loan plans that fit your budget and goals.
Flexible Payments
Choose flexible and affordable loan plans that fit your budget and goals.
Confident pricing
Work with trusted lenders and enjoy a smooth and secure mortgage process.
Confident pricing
Work with trusted lenders and enjoy a smooth and secure mortgage process.
Explore your loan options
Loan type
Best for
Avg. APR
Min. down
More details
30-Year fixed
Stable monthly payments
5.9%
3%
Fixed rate, predictable payments
15-Year fixed
Faster payoff
5.4%
3%
Higher payments, lower total interest
7/1 Adjustable rate
Short-term plans
6.2%
3%
Fixed 7 yrs, then adjusts yearly
5/1 Adjustable rate
Early flexibility
6.3%
3%
Fixed 5 yrs, then adjusts yearly
FHA loan
First-time buyers
5.8%
3.5%
Easier approval, requires insurance
VA loan
Military buyers
5.6%
0%
No down payment, no PMI
Jumbo loan
High-value homes
6.1%
Varies
For larger loan amounts
Explore your loan options
30-Year fixed
Stable monthly payments
5.9% Avg. APR
3% Min. down
Fixed rate, predictable payments
15-Year fixed
Faster payoff
5.4% Avg. APR
3% Min. down
Higher payments, lower total interest
7/1 Adjustable rate
Short-term plans
6.2% Avg. APR
3% Min. down
Fixed 7 yrs, then adjusts yearly
5/1 Adjustable rate
Early flexibility
6.3% Avg. APR
3% Min. down
Fixed 5 yrs, then adjusts yearly
FHA loan
First-time buyers
5.8% Avg. APR
3.5% Min. down
Easier approval, requires insurance
VA loan
Military buyers
5.6% Avg. APR
0% Min. down
No down payment, no PMI
Jumbo loan
High-value homes
6.1% Avg. APR
Varies
For larger loan amounts
Questions? We're here to assist!
What is a mortgage?
A mortgage is a loan used to purchase a property, paid back over time with interest.
How much can I afford?
Check your income, debts, and expenses. Keep your mortgage within 28–30% of income and get pre-approved by a lender.
What is pre-approval?
Pre-approval is a lender checking your finances to set your budget and show sellers you’re a serious and ready buyer.
How long does the process take?
Selling a home usually takes 1 to 3 months, depending on the market, buyers, demand, and conditions.
What types of properties are available and listed here?
Available properties include homes, condos, townhouses, co-ops, duplexes, and land, each with different benefits.
Do you assist with legal and documentation processes?
I can help with the process and documents, but for legal advice, contact a real estate attorney or agent.
What is a mortgage?
A mortgage is a loan used to purchase a property, paid back over time with interest.
How much can I afford?
Check your income, debts, and expenses. Keep your mortgage within 28–30% of income and get pre-approved by a lender.
What is pre-approval?
Pre-approval is a lender checking your finances to set your budget and show sellers you’re a serious and ready buyer.
How long does the process take?
Selling a home usually takes 1 to 3 months, depending on the market, buyers, demand, and conditions.
What types of properties are available and listed here?
Available properties include homes, condos, townhouses, co-ops, duplexes, and land, each with different benefits.
Do you assist with legal and documentation processes?
I can help with the process and documents, but for legal advice, contact a real estate attorney or agent.
Real Estate news and insights
Real Estate news and insights
3
min read
Heavenly offers a smarter way to find quality homes and investments easily
3
min read
Heavenly offers a smarter way to find quality homes and investments easily
5
min read
Understanding climate affects property value and smart future property plans
5
min read
